Non Refundable Security Deposit Agreement

This Non-Refundable Security Deposit Agreement (the “Agreement”) is made and entered into as of the time of payment to K-Luv’s Photography (the “Company”), and you (the “Client”).

WHEREAS, the Company requires a non-refundable security deposit in the amount of $50.00 from the Client in order to secure the requested services;

NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, the parties agree as follows:

1. Payment.
          The Client agrees to pay the Company a non-refundable security deposit in the amount of $50.00 upon execution of this Agreement.
2. Cancellations.
          In the event that the Client cancels the requested services, for any reason, the Client shall forfeit the security deposit to the Company. The Client shall not be entitled to any refund, not in full nor in part, of the security deposit.
3. Rescheduling.
          In the event that the Client needs to reschedule the requested services, the Client shall not be required to pay an additional non-refundable security deposit in the amount of $50.00, so long as rescheduling is at the time of cancelation. If the Company needs to reschedule the requested services, the Company shall refund the security deposit in full to the Client.
4. Pricing
          The Client is expected to make a remainder payment for the requested services in the form of cash or check upon arrival, with the remaining amount dependent on the deposit already made towards the total price of the services. Failure to comply with this payment policy will result in the forfeiture of the security deposit to the Company and the immediate cancellation of the requested services, which will not be provided to the Client at any time. The Company does not offer any refunds, either full or partial, in such instances.
5. Fraudulent Payments       
          If the Company receives a payment from the Client that is found to be fraudulent or unauthorized, the Company has the right to take any or all of the following actions:     
   
      a. Immediately cease providing any further services to the Client.
      b. Pursue legal action against the Client to recover the full amount of the payment, plus any additional costs incurred by the Company as a result of the fraudulent payment.
      c. Report the fraudulent payment to the relevant authorities, including but not limited to, the police, the bank, and any credit card companies involved.
      d. Refuse any future payment from the Client, whether for the same or different services, until the fraudulent payment is fully recovered.
   
   
6. Repercussions of Fraudulent Payment
   In the event that a fraudulent payment is made by the Client, the following consequences will apply:
   
      a. The Client will be immediately liable for the full amount of the fraudulent payment, plus any additional costs incurred by the Company as a result of the fraudulent payment.
      b. The Company reserves the right to immediately cancel any ongoing services or contracts with the Client.
      c. The Company may take legal action against the Client, which may include criminal prosecution, civil action or both.
      d. The Client will be responsible for all legal fees and costs incurred by the Company in the process of recovering the payment.
      e. The Company reserves the right to report the incident to credit bureaus and other relevant financial institutions, which may result in negative effects on the Client’s credit score.
   
   
7. Behavior
          In the event that a Client engages in unruly, hateful, violent, or otherwise intolerable behavior during the scheduling of requested services or any other interaction with the Company, the Company reserves the right to immediately terminate all present and future communication and interactions with the Client. Pursuing violent actions against the Company following the cessation of contact may result in legal action, including involving local authorities and pursuing criminal charges. Furthermore, the Client will not be entitled to any form of refund, either in full or in part.
8. Governing Law.
          This Agreement shall be governed by and construed in accordance with the laws of Indiana.
9. Entire Agreement.
          This Agreement contains the entire agreement between the parties and supersedes all prior negotiations, understandings, and agreements between the parties, whether written or oral.